01 God’s Perspective on Money

Build Your Unshakable Finances 

God’s Perspective on Money

 

Main Text

 

Luke 12:15–21

“Life does not consist in an abundance of possessions… This is how it will be with whoever stores up things for themselves but is not rich toward God.”

Big Idea:
God cares deeply about how we view and handle money because it reveals our heart and priorities.

 

1. Key #1 — Everything We Have Belongs to God

We are not owners — we are stewards.

Key Verses

Psalm 24:1 – “The earth is the Lord’s, and everything in it.”

Haggai 2:8 – “The silver is mine and the gold is mine.”

Matthew 25:14,19 – God entrusts His wealth and later settles accounts.

1 Chronicles 29:14 – “Everything comes from you.”

Main Thought

God gives us abilities, opportunities, and resources.
We will give an account for how we manage what He entrusted to us.

 

2. Key #2 — Money Must Not Control Our Lives

God doesn’t want everything we have — He wants our hearts free from money’s control.

Key Verses

Luke 16:10–12 – Faithful in little → trusted with more.

Stewardship Principle

God is the owner

We are the managers

Tithing and stewardship reveal whether we trust God with our resources.

 

Two Temptations With Money

Temptation #1 — Serving Money

Matthew 6:24

“You cannot serve both God and money.”

Money competes with God for our devotion and security.

 

Temptation #2 — Loving Money

1 Timothy 6:10

“The love of money is a root of all kinds of evil.”

Important truth:

Money itself is neutral

The love of money causes destruction.

Ecclesiastes 5:10

Whoever loves money never has enough.

 

Lies Money Tells Us

“More money will mean less work.”

“More money will solve debt.”

“If I had more money, I’d be more generous.”

Truth:
Money is an amplifier — it makes us more of what we already are.

 

3. Key #3 — How We Handle Money Reveals Our Heart

Key Verses

Matthew 6:21 – “Where your treasure is, there your heart will be also.”

Luke 16:11 – If you are not trustworthy with worldly wealth, who will trust you with true riches?

Money is one of the clearest indicators of spiritual priorities.

 

4. Key #4 — Money Is a Test

God uses finances to see what He can entrust to us.

Key Verses

Matthew 13:12 – Whoever has will be given more.

Luke 16:10–13 – Faithful with little → faithful with much.

2 Chronicles 16:9 – God looks for hearts fully committed to Him.

Principle

What we do with money reveals whether God can trust us with:

more resources

influence

responsibility

blessing

 

The Real Issue

For most people it’s not an income problem — it’s a heart and spending problem.

God’s goal:

Money serves us as we serve God.

 

God’s Plan for Our Lives

Jeremiah 29:11 – God has good plans for our future.

Matthew 6:33 – Seek first the Kingdom of God.

Mark 8:36 – What good is gaining the world but losing your soul?

 

Final Takeaway

To build unshakable finances:

Recognize God owns everything

Refuse to serve or love money

Let money reflect a heart for God

Be faithful stewards of what He gives